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Matt Gaul is a former insurance regulator and securities enforcement attorney for the state of New York, who represents insurance companies and other financial institutions in government investigations and complex regulatory matters.
Prior to re-entering private practice, Matt spent almost seven years in New York state government serving in various capacities. Most recently, he was deputy superintendent for Life Insurance in the New York State Insurance Department (now the Department of Financial Services), where he oversaw regulation of the financial solvency and sales practices of life insurers in the state. Matt also served in the New York State Attorney General's Office as chief of the Investor Protection Bureau, leading the enforcement of the state's securities law (commonly known as the Martin Act) under Attorney General Andrew Cuomo. Before that he spearheaded a number of major fraud and antitrust cases touching the insurance industry under Attorney General Eliot Spitzer.
Developing strategy for a large multinational insurer to self-report to multiple state regulators the potential unauthorized sale of insurance to US residents.
Representing a major New York health insurer in a market conduct investigation by the New York Department of Financial Services.
Advising life insurance and employee benefits clients about setting up electronic delivery systems compliant with insurance and electronic transactions laws on a 50-state basis.
Responding to an Order to Show Cause filed against an insurer in New Jersey relating to limited medical indemnity policies and their interaction with the Affordable Care Act.
Helping a major US health insurer craft arguments against the application of group capital standards under development at the International Association of Insurance Supervisors and the National Association of Insurance Commissioners (NAIC) to health insurers.
Advising a transportation network company on the application of New York law to a proposed promotional initiative.
Assisting a life insurer with outreach to various state insurance regulators concerning new Indexed Universal Life Insurance illustration guidance promulgated by the NAIC.
Prior to joining Dentons, Matthew was a partner at Steptoe & Johnson. Before that role, he spent nearly seven years in New York state government service as an insurance regulator and securities enforcement attorney. Immediately after law school, Matt clerked for the Honorable Terence T. Evans, US Court of Appeals for the Seventh Circuit (1998–1999), and for the Honorable John S. Martin. Jr., US District Court for the Southern District of New York (1999–2000), before becoming an associate at Paul, Weiss, Rifkind, Wharton & Garrison.
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